· The Finance Ministry has informed Parliament that of the nearly 44 crore Jan Dhan bank account holders in the country, more than 55 per cent are women account holders .
· The Minister of State for Finance Bhagwat Karad said in a written reply in the Lok Sabha that there are as many as 43.90 crore beneficiaries of the PMJDY (Pradhan Mantri Jan Dhan Yojana) in the country as of November 17, 2021,
· Of these, as many as 24.42 crore are female beneficiaries as informed by the banks, which comprises 55.6% of the total PMJDY accounts .
· The government had announced the PMJDY on August 15, 2014, under the National Mission on Financial Inclusion with a view to increasing banking penetration, promote financial inclusion and provide at least one bank account per household across the country.
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· The scheme was extended beyond 14 August 2018 with the focus on opening of accounts shifting from 'every household' to 'every unbanked adult' with certain modifications.
· There is no requirement to maintain any minimum balance in PMJDY accounts.
· In a separate question on Sukanya Samriddhi Account (SSA), Minister of State for Finance Pankaj Chaudhary said: "The number of new accounts opened under Sukanya Samriddhi Account from April 1, 2018 to October 31, 2021 is 1,42,73,910.
· " Uttar Pradesh, Tamil Nadu, Maharashtra, Madhya Pradesh are the top five states in that order with the highest number of SSA accounts. Lakshadweep, Andaman & Nicobar Islands, Ladakh, Mizoram and Sikkim rank at the bottom five.
· Whereas the public sector banks accounted for the bulk of such account opening at 96.24%, private sector banks had a share of 3.76% in opening such accounts since the launch of the scheme till October 31, 2021.